Banking IT Services and Solutions
We build tailored, scalable fintech solutions that automate financial services and enhance customer experiences. Leveraging AI/ML, big data, blockchain, and IoT, our software transforms BFSI operations while ensuring security and compliance.
Our commitment to client success has earned us a spot on the IAOP Global Outsourcing 100 list for three consecutive years.
Aryashan Technology develops banking software designed to strengthen customer engagement, attract high-value clients, and foster long-term loyalty. We collaborate with both retail and corporate banks to deliver secure, scalable solutions customized to the needs of each target audience.
Meeting project goals—despite tight budgets, shifting priorities, or evolving requirements—is at the core of our approach. Our dedication to client success drives every engagement and reflects our ongoing commitment to excellence in banking IT services.
Nitu Yadav
Financial and Banking IT Consultant
Valued to surpass $1,150 billion by 2032 at a 16.5% CAGR, the fintech market is rapidly expanding. For startups, this dynamic landscape offers ample opportunities to claim emerging niches and scale fast—many fintech leaders report triple-digit annual growth and billion-dollar funding rounds despite economic headwinds. For BFSI incumbents, fintech adoption can drive 30–50% cost savings and potentially double profits through new, digital-first service models.
How BFSI Sectors Leverage Fintech Solutions with Aryansh Technology
Banking
- Empower customers with 24/7 access to banking services through user-friendly self-service applications.
- Accelerate service delivery by automating routine banking operations and back-office workflows.
- Support paperless operations and innovative digital-first models like neobanking.
Payments
- Enable rapid and secure payment processing with custom-built or integrated gateways.
- Offer frictionless digital payment experiences with modern methods like QR codes, NFC payments, and P2P transfers.
- Facilitate crypto transactions using blockchain for domestic and international payments.
Lending
- Automate credit scoring and loan approval with AI-driven risk analysis tools.
- Ensure compliant and competitive pricing through rule-based lending analytics.
- Streamline payment collections and debt recovery with intelligent workflows.
Mortgage
- Simplify application processing and fee calculations using automated workflows.
- Use AI to assess property value and monitor risk throughout the mortgage lifecycle.
- Automate servicing, closing, and foreclosure tasks for speed and accuracy.
Insurance
- Improve underwriting accuracy with data-driven insights and risk modeling.
- Automate complex actuarial calculations and claim workflows.
- Enable faster settlements with real-time claim validation and fraud checks.
Financing
- Provide intelligent tools for fee and duration optimization on loans.
- Automate calculations for commissions, charges, and payment schedules.
- Create accessible financing options via P2P and crowdfunding platforms.
Investment & Wealth Management
- Deliver AI-driven portfolio optimization and performance forecasting.
- Automate trading processes for faster execution and improved accuracy.
- Mitigate risk with tools that estimate returns and recommend hedging strategies.
Decentralized Finance
- Enable direct, trustless financial transactions using blockchain technology.
- Execute smart contracts that enforce financial agreements automatically.
- Unlock global opportunities with seamless, cross-border DeFi transactions.
Corporate Finance Management
- Eliminate manual tasks like billing and reporting with intelligent automation.
- Centralize financial oversight with real-time data from across departments.
- Empower decision-making with AI-powered financial forecasting tools.
Personal Finance Management
- Offer users full visibility into spending with automated, timestamped records.
- Provide budgeting tools for managing expenses and savings goals.
- Increase financial well-being through smart suggestions for cost-saving.
Services to Drive Your Fintech Initiative to Success
At Aryansh Technology, we offer full-cycle consulting and development services to support banks, financial institutions, fintech startups, and software product companies in launching innovative, secure, and future-ready fintech solutions. Whether you're modernizing legacy systems or building a product from the ground up, we focus on delivering results — even under tight deadlines, evolving requirements, and fixed budgets. Our banking IT services are fully customized to meet the unique requirements of each organization and include:
Fintech software consulting
We help you identify the right market niche and craft a compelling value proposition. Our experts define the ideal architecture, feature set, and tech stack while ensuring a seamless user experience. You also receive guidance on regulatory compliance and cybersecurity, along with a detailed roadmap to keep your project on track. Our banking IT services are fully customized to meet the unique requirements of each organization and include:
Fintech software development
Aryansh develops secure, scalable fintech solutions tailored to your unique requirements. We manage everything from system integration to rigorous QA and post-launch support. You get a robust, ready-to-use product equipped with full documentation and aligned with your business goals. Our banking IT services are fully customized to meet the unique requirements of each organization and include:
Modernization of legacy finance software
Have outdated systems? We can reengineer your software architecture, transition it to the cloud, and refresh your tech stack. Plus, we’ll enhance functionality with features that align with today’s finance workflows—delivering a modern, high-performance solution quickly and affordably. Our banking IT services are fully customized to meet the unique requirements of each organization and include:
Why Choose Aryansh Technology for Fintech Software Development
At Aryashan Technology, we help banks overcome key business challenges with targeted digital solutions designed to improve performance and customer satisfaction. We address issues such as:
- With nearly two decades of experience in delivering technology for the financial sector, Aryansh Technology builds resilient fintech platforms that streamline complex workflows and support digital-first service models.
- Our development teams are proficient in leveraging AI/ML, big data analytics, blockchain, and IoT to power intelligent, secure, and scalable fintech applications.
- Operating since 2003 in the cybersecurity space, we embed robust protection measures at every layer of your fintech solution to safeguard sensitive financial data.
- Our dedicated compliance specialists—each with 5 to 20 years of experience—ensure that your fintech software aligns with required global and regional regulations.
- We follow a structured, ISO 9001-certified quality management system to deliver software that performs reliably and meets all stakeholder expectations.
- With an ISO 27001-certified approach to information security, we implement and maintain high-level safeguards to protect your digital assets and user privacy.
See How You Benefit from Partnering with Us
At Aryansh Technology, we’ve learned that adaptability is essential to building successful fintech solutions. Every client has unique goals, timelines, and budget expectations—and we’re equipped to meet them all without compromise.
Explore the cards below to see the value we can bring to your fintech initiative. Each link offers a closer look at our engineering approach, project workflows, and the practices that keep our solutions on track, on time, and on budget.
Customizable Engagement Models
- Full-scale outsourcing of your fintech solution—from concept to launch.
- A dedicated development unit to manage a specific product or feature stream.
- Team extension with top-tier Aryansh specialists (from half an FTE to 150+ experts).
Pricing That Works for You
- Time & Materials, or T&M with a cap — ideal for agile builds and consulting.
- Fixed-price contracts — suited for projects split into well-defined stages.
- Monthly subscription — for continuous support and system upkeep.
Development That Moves at Your Speed
- Get started in 1–2 weeks.
- Launch a solid MVP in 3+ months.
- Enjoy biweekly to monthly releases for iterative growth
- Scale your team fast to accelerate delivery when needed.
Ready for Change
- Well-structured change management that ensures agility without chaos.
- Flexible collaboration styles and communication rhythms tailored to your workflow.